That's right. That's all. There's no trap in this line of questioning; I'm simply not that skilled.
One question that has been raised through this process, and I think this is what Mr. Rankin is trying to address here, concerns the deemed U.S. persons. The process that we've understood to this point is that the assessment is initially made by the bank itself as to whether a client of theirs may fall into this category—either having some relations that trigger within, I suppose, their computer systems.... I can't imagine the banks are going to go through all 15 million or 17 million accounts that they have one by one. There will be some sort of computer program that will sift through their accounts to try to find these triggers, either this dual-citizenship trigger, or the trigger of somebody having accounts or holdings within the U.S.
Is that your understanding of how this is going to be applied?