So in regard to the first part of the provision that deals with the regulation of derivative transactions by banks, we're talking about over-the-counter derivatives, not exchange traded derivatives, which would include those products traded on the Montreal Exchange that are rightly regulated by Quebec authorities. So these are interest rate swaps and other transactions used for hedging purposes that are transacted by banks primarily between Canadian banks and foreign banks.
In terms of that activity, again it is clearly banking activity, so the right authority for that is a federal authority and under the Bank Act. Currently the office of the superintendent would be responsible for supervising banks' activities in this regard.