We're looking for the development of this fund to help with the innovation side. Cooperatives are formed when there's a need within a community, within a region, within a group of people. When these individuals set up, there will come a time when they hopefully would like to expand, to grow. But there are a lot of barriers that they face. They can't get traditional forms of lending from traditional banks, or even credit unions for that matter.
Therefore, if they want to innovate and grow, these barriers continue to present themselves. We would like to have a stand-alone fund designed for cooperatives. It's primarily for SMEs, for the smaller and medium-sized cooperatives, to give them a hand to move on.