The one taxpayer rule....
Mr. Golightly, I have a question about some concerns you raised. I'll address them as concerns about the housing market writ large. There's a lot of speculation as to why it is becoming increasingly inaccessible. Certainly, market by market, Vancouver, many cities in Alberta, and Toronto are somewhat different realities than those in other parts of the country.
You expressed some concerns over recently announced policies making it more restrictive, particularly for new homebuyers, to get into the market. Do you find the 10-year requirement too restrictive? Am I synthesizing that properly? I don't want to put words in your mouth.