I was in Edmonton and heard Mayor Iveson of Edmonton give an example, which I think was similar to what you said and something many Canadians wouldn't know about. He said the thunderstorms from the Rockies over to Edmonton have become so much greater in the last few years that the city is now looking at having to build much larger storm sewers because of climate change. That's one example. He's looking for millions of dollars in federal funding, for example, for that kind of treatment. These are the sorts of things people don't think about when they think of climate change. You mentioned, of course, shorelines and all the other things about storm events, but it's just such an insidious problem.
I was struck by your figures. I want to make sure I got this number about the insurance losses correct. I think you said it was $3.2 billion. Was that in 2012?