Thank you, Mr. Chair. The question might take a little bit longer than a minute to answer.
Basically I can tell you that most of the rural municipalities in their zoning bylaws try to make sure that people don't develop in areas that are flooding. The problem is those are a moving target. As you know, one year it seems to be worse than another year.
We are looking at the guidelines to the DFAA, the agreements we have with the province and the federal government. To do our own work in the municipalities.... You alluded to the gravel. That would be actually a saving to the program if municipalities were compensated. I believe it's quite a bit cheaper, maybe in the neighbourhood of 35% to 40% cheaper, for municipalities themselves to provide that than it is to hire a contractor. Most of the municipalities—the rural areas, I should say—have their own gravel, and that is a saving.
The disaster mitigation program is something we're looking forward to working on with the federal government. We also work with FCM, the Federation of Canadian Municipalities, to try to design that program so that we can prevent flooding. In some cases it makes more sense to be cost-effective and to design channels and things like these rather than to repair the work after the flooding occurs.