Yes. We would suggest Farm Credit is a very direct competitor with those people who are active in farm finance. In fact, the way Farm Credit is structured today in terms of the risk profile of the credits and the business they typically write, it would be the lowest best profile, and in some cases what we would call the most attractive, where there is the most active market from other institutions like credit unions to finance that business. Very much so, they are an active and direct competitor.
On October 21st, 2014. See this statement in context.