That's a very complex question. How I would answer that is to say I think there is a very mature credit market in Canada that understands risk. In our case, we've been in the farm finance business, as I said earlier, for 75 years. I'm not sure there's a necessity for government to play a role in financing those activities where there's not an active market between either banks or credit unions.
As I said earlier, I think if you look at CFIB data, which does include agrifood businesses, credit unions are very competitive with price, so I'm not sure there would be a material loss to farmers, if you will, if that were the case.