Sure. I have two very quick points.
In my case, we manage $5 billion, which seems like a larger business. In the sphere of financial services we are one one-hundredth the size of the chartered banks. I think in the context of financial services, we are very much a small business. We've been trying to engage the minister's office in discussions about whether we should build a scalable model, whether there would be value in having something such as you've proposed, and we'd love to engage further with the minister on that conversation.