Thank you.
I'm moving on to the Canada Pension Plan. Enhancing the pension plan is expected to be the focus of the next finance ministers' meeting in December, led by Ontario. We all agree that retirement security is important for Canadians. However, given that economic growth is still fragile, there is concern that now is not the appropriate time to increase payroll taxes on businesses. As your organization represents over 109,000 small business owners, could you describe the impact a CPP expansion would have on small businesses in Canada?