This would be anecdotal, but from our evidence from our membership they are not spending any more. These cards are being distributed to anybody who wants them, in our opinion. We see them all over the marketplace. It really doesn't matter what level of income somebody has, it's about how much they spend. So we have not necessarily seen an equation between having a premium card and spending more money. It just costs more.
On October 28th, 2014. See this statement in context.