On the panel before you—and I'll be very quick here—the term “youth underemployment” was used several times during the discussion. I would just like to ask you, because you look at this from a slightly different angle, is that a real term?
Is there underemployment or is there overeducation, and have we done a poor job as a society—I'm talking our high schools, our community colleges, our universities, straight across the board—at steering people toward an active role in the workplace?