All the estimates that we have essentially take into account all the policy measures that government has introduced over time; this is always taken into account both on the positive and negative side, it doesn't really matter. The only thing, as I mentioned, that we don't take into account are some of those effects that you were mentioning about a healthier population and how those would eventually affect.... Those kinds of things we do not take into account.
On November 3rd, 2014. See this statement in context.