Thank you, Governor and Deputy Governor for being here. It's been a great discussion.
Governor, I wonder if you would indulge me.
You correctly stated that nothing is equal in life. There's always a yin and a yang. As a businessman I'm very happy to see low interest rates, but there is a downside, of course.
Mr. Brison talked about pensions being invested in infrastructure long term, but the reality is we're talking about very low returns. We need higher returns.
At what stage do we hit a tipping point? Do you see a return to more traditional interest rates at some point? What stage do you feel that it's critical that we get there?