There should be no direct impact on Desjardins. It should not change the way in which they operate at all. The clarification of the regulatory regime will require the Province of Quebec to be clear about its intention to stand behind Desjardins as a credit union in the event of the very unlikely scenario in which Desjardins would require emergency lending assistance. That is the only change in the way in which business is going to be done, and it shouldn't change the way Desjardins operates at all.
On November 5th, 2014. See this statement in context.