This change is really a sort of global standards change, which is part of a broader set of changes to the global financial system. The change for the Bank of Canada will give it additional powers to designate payment systems beyond what it has today.
For us, that will likely mean that it will designate the retail infrastructure and systems that we run. I believe it is fully ready to do that. My only concern, in that regard, is that we don't have duplicate oversight between the Department of Finance and the Bank of Canada because that can impede our ability to be reactive to the needs of users.