The way that the program is structured is that as soon as there is an accumulated balance in the account, the rate is supposed to be set in a way that this balance disappears. The break-even rate over the seven-year period would maintain a relatively stable premium rate and there wouldn't be any accumulative surplus or deficit in the account over that period.
What I meant by what I said was that any changes that you make to that account now, and the premium rate now.... As of right now the rate is frozen at 1.88 for 2015-16. That rate, based on our estimate, and Finance Canada's estimate, actually, is higher than what you need to balance the account. So that higher rate has to be offset in the future by a lower rate. If you reduce that rate now through a credit, for example, for a small business, essentially you will have to offset that in the future. So there is really no discretionary room in the account if you maintain the current legislation.