Yes, I would agree with you.
When former finance minister, Jim Flaherty, brought in the changes for the rate-setting processes, it established an independent board or was supposed to accomplish that. For the most part of their work, they got it wrong and they got it wrong many times. We had made some argument that the structure was flawed and they needed to fix it.
Again, we're seeing that the amount of revenue generated by the EI fund exceeds, obviously, the benefit payments that are going out. The challenge that we see here is that the ability to access benefits had been so restricted that the workers who were supposed to benefit from the system are becoming marginalized more and more. It's so restrictive they can't gain access.
I think workers have a role to play in terms of what should happen here with the premium they're paying, but more importantly, the entire structure needs to be looked at. The qualification mechanism for getting benefits is far too restrictive, and of course, the workers end up paying the biggest share of that.
When they don't get the EI benefits, fundamentally, they have to go on social assistance in their provinces and the provincial governments end up paying the cost that the federal government is escaping any responsibility for.