Your analysis is absolutely correct. I think what's unfortunate here is that there's an expectation among workers that paying into the system, they will get a benefit at some point if they lose their job, or get access to training in that regard. We're seeing consistently across this country, not just in the Toronto numbers that I've stated but right across this country, that workers are less and less able to access the system when they do lose their jobs, much less getting any benefit out of the system, because the restrictions are so high for them to qualify to get benefits.
It essentially is taxation without any representation. They get no access to benefits despite the fact that they continue to pay on a consistent basis.