To take those in turn, certainly on a neutrality enhancing measure such as this it would be uncommon to consult with industry ahead of time. There were no consultations with the credit union industry ahead of time. In terms of community involvement, that would be something credit unions would certainly be better placed to comment on than myself.
With respect to whether or not a province offers an initial deduction to a credit union, provinces still have the latitude to make that choice on their own. Currently in Canada it's about fifty-fifty. Some provinces offer an additional deduction and other provinces do not.