There may be risks for SMEs, but we tell businesses to discuss this with their banker so that he may offer them options and strategies to protect themselves against the risks of a big fluctuation in the currency's value.
To our way of thinking, the idea is to offer a tool. It will be very useful for certain companies, particularly the SMEs who sell electronic commerce tools through Alibaba, as they will be able to receive payments in renminbis. They have to ask their bankers if they are protected in the case of a large fluctuation in the value of the currency. At this time there is a fixed rate, but if there were to be a large fluctuation, will those companies be protected?