Mr. Côté, I think that for some businesses this is unfamiliar. They haven't done it before, so we have a bit of.... I don't know whether inertia is the right word, but we have a bit of a hump to get everybody over so that they are familiar with it. I think you'll see, once that happens, much more ease in doing business in renminbi. I think we've all flagged that the education of business and learning how to do it, if I can simplify it like that, are immediate priorities for all of us.