Certainly we are in the early stages, as I mentioned in my remarks, so the potential of this over time will continue to grow as we better understand the advantages that will come from it in trade and investment facilitation.
Again, because this is largely a book entry oriented facilitation and a regulatory privilege facilitation, a huge, direct investment in the financial system is not required here. It's mainly going to be helping end users and clients and others in being able to transact, either financially or commercially.
As I've mentioned before, this is very much like a lubricant that will help facilitate and reduce transaction friction for participants, in that the transaction volume will grow over time as there's more awareness regarding the advantages and there's more ability to leverage the advantages from it.