Just very quickly, the skills will be built up whether or not there are new human resources brought into the banks, for example. Our reputation will be somewhat larger.
But ultimately there's a very interesting question, which has been raised by Mr. Hansen in response to your point. Ultimately, over the long term, the Chinese currency will become like every other currency, a normal currency. It will be freely traded. But that will take changes in their interest rate policy and in the relationship between the bank of China and its banks. There will be any number of changes that will be required, taking many years, but I think the Chinese are clearly heading in that direction.