As I explained previously, objective standards can create a filter—such as the limit currently set at $10,000—before financial institutions could pass information on to FINTRAC.
I am not an expert in this area, but I think it is entirely possible for the limit to be deemed unreasonable or to become meaningless because of how terrorists operate. Under those conditions, if the monetary threshold for obtaining more information was eliminated, objective thresholds would have to be established before FINTRAC could check all the information in its databases. The goal is to make sure only suspicious transactions are investigated, and not people who have done nothing wrong.