That's quite correct. The international terrorist organizations are encouraging individuals to plan their own solo raids. These need very little funding indeed. The smaller groups have been instructed to engage in credit card fraud, theft of debit cards, ATM fraud, skimming of bills in restaurants and garages—very low-level white-collar crime. That has occurred quite frequently in western Europe. We had the Tamils in the eastern parts of England.
This is why I started off by saying that organized crime and terrorism are networking together. If you look at the Charlie Hebdo attack, those guys fell off the radar of French intelligence because they thought they had reverted to criminality. In fact, they were using their criminality to put the money together to buy their guns and gain access to the people who could provide them with guns. It's quite important to be involved with the illegal armourers to get hold of guns in that sort of way.
What I was trying to say right at the start was that we need to look very closely at the interaction between terrorism and organized crime and be very careful not to put a huge boundary between the two and between the investigators of the two.