First of all, it is a difficult question to answer. In reality, I think the more experience you get, the better you become at it. As my colleague Matt has said, we go in and do a lot of reviews of these independent reviews. I have actually gone in, and I think without fail on every one I've done, I've recommended further reporting of suspicious transactions. That only comes from the fact that I've been doing this since 1983.
There is suspicious activity that becomes pretty clear if you look at it. I guess the best example I could give is if I am buying or sending money over to my parents, which occurs a lot, that becomes very easily recognizable. But if I'm an individual and I'm sending money from here and I have five other people at the same address sending money over to that same country, that is suspicious. That's the type of activity you need to look at.