I think that, and I'm glad you point that out too. There certainly is...and I would argue that, all things being equal, if one were to look at history especially in the last 10 years, we can almost expect a surprise. Let's just say that: we can almost expect a surprise.
There's another thing I want to challenge you on. I don't think you've done that, but it seems to imply that, oh, this saving stuff, nothing is going to change the way people are going to think and it's not going to have a great impact. But isn't that an attitude we should be projecting to or encouraging the populace on? If I look at societies like Japan, prior to what's happened in the last maybe seven years, they were a strong saving nation, and as a result they reaped huge benefits.
So wouldn't you agree that the policy the government has enacted with the savings account would lend to that and subsequently would create a stronger economy and environment for a Canadian populace?