Our report doesn't say anything about whether it's a good or bad idea. The report is essentially on the fiscal costs of such a measure and the long-term impact of it. I mean, saving is of course a good thing for everyone, depending on the capacity you have to save that kind of money.
But at PBO, we didn't make a judgment on the savings account itself or the validity of that account. We just essentially measured the long-term fiscal impact on government finances.