I see. Thank you for clarifying that. I was curious.
There was a lot of discussion about TFSAs and income splitting. Now, on the money that people earn, it's.... They earn that money. There's an underlying implication, particularly coming from the other side, that there is this cost to the government of money that's forsaken by way of lost tax revenue.
Is this not money that belongs to the people who earn it, and it's really a misnomer to say this is costing the government money that's not really theirs in the first place?