In TD's experience because of our North American presence, we have a fair number of branches located in the U.S. The U.S. has a regime there under the Patriot Act, section 314(b), that allows for this type of information sharing among financial institutions. It's under the auspices of their equivalent of FINTRAC—FinCEN. You register with them and you share information, and it's very prescribed as to what type of information you can share, the reasons you can share that information. It's been working quite well in that regard.
On April 30th, 2015. See this statement in context.