They're not mutually exclusive because these two typologies share a number of things in common. Very often they're the same vulnerabilities within the financial sector and other regulated entities that the criminal element will seek to exploit. As I mentioned earlier, things like the ability to convert cash into something that's non-cash or a legitimate asset, the ability to move money across borders or between persons and entities, and the ability to conceal the activity behind some form of anonymity or some way of breaking the information flow or the audit trail, if you like, are all things that they seek to exploit.
The two typologies, money laundering and terrorist financing, are very difficult, and each presents its own challenges in trying to identify them.