If I may, there are two points I'd like to make.
One is that all of these alternative technologies very often ultimately need to find a link into the legitimate or the traditional financial system in some way, shape, or form. In some respects, if you can put in place safeguards at those points of entry, that's helpful. One of the things that new legislation is contemplating, or new regulations, is the idea of requiring financial institutions to identify where foreign money services businesses are registered in Canada.
I think the other thing, though, is that this very much is an evolving world. We have to think about the financial system in its entirety and think about safeguarding all aspects of it.