Thank you, Mr. Labelle.
It is difficult, and very often where thresholds are set for the reporting of information, one of the first things the criminal element does, whether money launderers or terrorist financiers, is to find ways of avoiding those thresholds. The other thing they do is to try their best to mask movements of money and other transactions to make it appear as legitimate activity. It's the commingling of these, among many millions of legitimate transactions, that is the challenge that faces us. So some of the things we are advocating for are better information sharing and better analysis on an ongoing basis to enable us to be more focused so that we aren't unnecessarily generating a large number of reports, but can be more focused. That is how the various—