Sure.
There have been a number of questions raised in the previous session and in this session that should be considered and that we can come back to. But perhaps the most important and valuable issue to consider, and something that has gained significant focus in the U.K., is an emphasis on greater public-private partnership and information sharing between the authorities and the banks.
Banks have been heavily criticized and heavily penalized, but governments rely on banks to defend the national and international financial borders. This can only be done if constructive partnerships are developed between public and private sectors. David Cohen, formerly CTF lead at the U.S. Treasury, has noted that the private sector has the potential to be a force multiplier for a nation's CTF efforts. That's something that I recommend the committee study closely.
Thank you. I look forward to your questions.