It's certainly a lower priority when compared with some of the others.
We are finding that credit unions, for example, are increasing their availability to small businesses. They take over, in a sense. Where they may get turned down by a bank, many business owners will go to a credit union.
In some cases, they're using their credit cards, which is not advisable. But occasionally they're turning to that if they have been turned down elsewhere, or if they have been turned down even from the BDC, for example.
We have a report on the banking industry. We survey our membership every few years on their opinions of how the banking sector is treating them and whether they're able to access financing.
Again, that's a big report. I can ensure that we get it to you.