Great. Thank you.
In your brief you pointed that the Competition Tribunal's recent decision on Visa and MasterCard made the case that the government should move to regulatory measures for a means to restrict the enormous power wielded by the credit card giants, especially Visa and MasterCard. They control 92% of Canadian credit card transactions. They are demanding exorbitant fees from small businesses. I hear that from small businesses all the time. I'm sure you do too. It's clear it needs to stop. Do you have specific proposals at CFIB that would remedy this? Do you have specific regulatory ideas?