It is such a big topic. It's hard to peel back the onion on this.
I think one of the things that has to be remembered in our industry in particular is that according to StatsCan, 99% of the firms active in our industry are small businesses and 60% have fewer than five employees.
Many of them are family-owned mom-and-pop businesses. There are, I would argue, additional difficulties and challenges for small businesses in investing in capital and in their people.