Monsieur Dusseault, we do have goals, and the goals are very much balanced. To go back to my vision about being the bank to define great customer experience, a strong focus for us is tied to the actual satisfaction of our customers. We're trying to earn their loyalty over a long period of time. To that end, as we think about goals, we make sure that the goals are balanced between the CE, risk measures, performance, and of course the “how”—namely, making sure they're being consistent with our values and our articulation of what we call “being BMO”, which is about how we achieve this great customer experience.
My final comment about this is that we do find in our business that people want to know what's expected of them. They value our culture. They like what they do in our bank. They want to know what is expected—i.e., “How am I successful in this role?”—and it's the balance of the measures I've described.