Thank you, Mr. Chair.
Thank you all for being here today.
My questions go back through to the micro level again, in the branch, because we're here to talk about aggressive sales tactics in response to employees of banks coming forward and making allegations that they felt pressured to sell investment products or to upsell customers, even though they didn't believe those customers needed that advice or they weren't in a position to give that advice.
It goes back to a quick question at the teller level. Are your tellers paid by sales targets, or does part of their compensation involve sales targets?