I think the challenge for smaller retailers is that they are everything from head chef to bottle washer, in a sense. They have so many hats to wear, and there is a great deal of regulation—federal, provincial, municipal, and so on. Compliance is more of a challenge if you are investing, marketing, being the HR person, and so on; even when you grow a little bigger than that, it's a much greater challenge. Larger entities—we have a lot of large public companies as members—also face compliance challenges, but they tend to be able to have in-house expertise or at least retain expertise to deal with it.
