I had the pleasure of visiting D-Wave, in Vancouver, at some point. It will also be my pleasure to visit your institution.
As I said, it is crucial for all players to work together. That will probably change our history.
Mr. Chera, thank you very much for your presentation. I appreciate your concerns over interchange fees. I know that is a concern.
I would just like to ask Mr. Kmiec and Ms. O'Connell’s question again. I had the pleasure of meeting with Visa and MasterCard representatives, who have a completely different point of view. I have not had an opportunity to run this by you. They told me that, in countries like the United Kingdom, the government legislated to cap the fees that are charged, and then used the back door to impose other fees that have made credit cards more expensive for consumers.
Do you agree with that point of view? Can you give me another perspective on that?