Mr. Chair, I'm going to continue the line of questioning.
There's just one point I wanted to make. When you're talking about your members collecting taxes on behalf of the government, GST/HST is included, and then your members remit that back to the government. I think that may be what you're referring to.
I want to talk about the credit card fees, because at one point you said “hard cap”. Did you mean to say a hard cap on credit card fees?