I get it, the clarification.... Thank you. I appreciate that.
Mr. Goodis, I just want to clarify some of the things you said in terms of that $50,000 investment limit. I'm not sure if you're aware, but it's not a $50,000 limit of your investment. That's the limit on the income from your passive investment, which would mean you'd have to have $1 million per year at a 5% rate of return to reach that $50,000 income limit. When you make statements to this committee saying that you can only invest $50,000, no, you would have up to $1 million a year if you're getting a 5% rate of return.
In your testimony, you talked about RRSPs and TFSAs being dead money, but even you can acknowledge that those have limits on them before they're taxed at a different rate. In your scenario, you say you have no passive investment now. You have to reach approximately $1 million to get to that $50,000 limit. You don't think that's fair in terms of everybody else has limits on RRSPs and TFSAs, and yours would be up to $1 million. As you said, you don't have passive investment right now, so you don't think that will give you a lot of room to grow over time?