Thank you, Mr. Chair, and welcome everybody.
In your opening remarks, sir, you make the comment of possible upside and downside risks, and you mentioned the downside risks on business and weaker business investment. In the monetary policy report at the Bank of Canada—and we just had the governor and deputy governor here—the Bank of Canada has business investment firming and stabilizing, and contributing positively to Canadian GDP, less so on the residential investment side.
Could you comment on that business investment comment you have there? If you had to pick, what would be your top three downside risks and top three upside risks for the Canadian economy?