You're right. You were short. Thank you very much.
Are there any questions? All in, all done.
That was simple and to the point, gentlemen. Thank you very much.
Turning to division 5, Bank of Canada Act, we have Mr. Brown, director of financial stability, financial sector policy branch with the Department of Finance, and from the Bank of Canada, Mr. Graham, principal economist.
The floor is yours. Welcome, and thank you.