In fact, we strongly support small businesses in this country. We are pleased if people are starting up small businesses. What we want to make sure is that the investments in those businesses with that low rate are actually investments in the active business.
What we've done is that we've created an advantage for people to invest in the active business by lowering the tax rate. At the same time, we've created a window of opportunity for them to have passive investments as well, so that they can manage their way while having that small business between retirement—