Exactly. Yes, I've mentioned this and I think several people have said this. Why do we have to draw down our RRSP or our pension at 71? Why can't I keep working until 75 without drawing down my pension and allow me to top up my pension because I'm postponing it, and things like that? It's completely arbitrary at 71.
Dr. Mintz has written about this as well. The government is going to get its take when the person eventually retires or passes away. It's not as if the money is being abated. It will eventually come to the federal government, but that's another area that should be looked at.