Yes. I'm not sure of the percentage, but we know that group RRSPs and defined contribution plans are typically invested in pooled funds, and that's $65 billion, whereas mutual funds are the ones that are typically accessed by the general public, not through the employer-sponsored plans. In the employer-sponsored plans, they want to maximize the investment returns and keep the costs low, so pooled funds are a much more efficient vehicle because they're not subject to a lot of the legal disclosure requirements. They're not going to the general public. They're going to a specific employer-sponsored plan. It's a lower percentage, but it's....
The $117 billion in segregated insurance products was addressed in the budget, but the $65 billion was missed. We believe it was just an oversight. Segregated funds and mutual funds are more known to the general public and regulators. Pooled funds are a little lower on the radar, but in the real world, that's what group RRSPs and defined contribution pension plans are utilizing.