There are two things there. You're saying that this has a greater impact in rural communities, where there are fewer opportunities to find competitors or other suppliers, so you will do business within a family or with relatives you know. There's a certain amount of trust you have that they are going to pay on time and are going to be good clients of yours and good supporters of the business.
On this compliance measure, you said you had been talking to the finance department. The information you got back wasn't clear. Is there a lack of clarity there in clarifying the rules?